Our 2 Cents – Episode #163 Strategies to Pay Zero Taxes on Social Security On this episode of Our 2 Cents, Steve and Gabriel discuss various financial topics, including new work benefits that employers may offer, how Social Security is taxed, and if it’s possible to pay zero taxes on your benefits. They also address a couple great listener questions at the end. New Workplace Benefits to Help Increase Savings in 2024: Making student loan payments could help boost your […]

Our 2 Cents – Episode #162 Your Money Resolutions for 2024 On today’s podcast episode, Steve and Gabriel are talking about their New Year’s resolutions and the importance of aligning money with one’s values and goals. They then shift gears to discuss the risks of investing in individual companies, highlighting several big companies that went bankrupt in 2023. Click a link below to listen in now! Your Money Resolutions for 2024: Figure out what financial wellbeing means to you. Determine […]

Our 2 Cents – Episode #161 2024 Interest Rate Predictions & Retirement Changes for the New Year Welcome to Our 2 Cents in 2024! We are ushering the new year with a great new episode. Today, Gabriel and Steve discuss interest rate predictions from some of the major banks on Wall Street. Then they share a couple big changes for retirement coming in 2024. Don’t miss Gabriel’s quote of the month to wrap up the show! 2024 Interest Rate Predictions: […]

Our 2 Cents – Episode #160 Merry Retirement Facts & Stock Market Commentary Join us today as we remember the late Charlie Munger, a great investor, philanthropist, and businessman. Then, we’re getting in the holiday spirit on this episode of Our 2 Cents with some “merry retirement facts.” Finally, Steve and Gabriel share some thoughts on stock market trends and projections. Remembering Charlie Munger: If you read any business news, you probably heard of the passing of Charlie Munger. In […]

Our 2 Cents – Episode #159 The Benefits of Delaying Gratification In this episode of “Our 2 Cents,” Steve and Gabriel discuss the concept of delayed gratification and its impact on building wealth. But first, they’re sharing quotes of the month, their thoughts on the current national debt, and some tax-friendly states for retirees. Gabriel’s Quotes of the Month: “Wealth is largely the result of habit.” — John Jacob Astor “The goal isn’t more money, the goal is living life […]

Our 2 Cents – Episode #158 Must-Know Long-Term Care Statistics Long-term care insurance can be complex, and some people may not fully understand what is covered and what is not. Policies vary widely, and individuals may be unsure if the coverage is worth the cost. On today’s podcast, Steve and Gabriel are sharing some must-know stats about long-term care to help you make more informed decisions. Must-Know Long-Term Care Statistics: Usage of Long-Term Care: The percentage of people who will […]

Our 2 Cents – Episode #157 Talking Turkey and Tax Planning On this episode of Our 2 Cents, Steve and Gabriel discuss various end-of-year tax planning topics to consider before 2023 comes to a close. But first, they’re sharing educational and festive Thanksgiving fun facts! Thanksgiving Fun Facts: Talking Turkey: The states that have towns named ‘Turkey,’ how many turkeys are prepared each Thanksgiving, a Butterball Turkey Talk line, and more turkey facts. History facts about this long-standing tradition that […]

Our 2 Cents – Episode #156 Conquering the Retirement Mountain Retirement planning and climbing a mountain may seem like vastly different endeavors, but there are several intriguing similarities between the two. On today’s podcast, Steve and Gabriel share how in both cases, setting clear goals, careful planning, perseverance, and adaptability are the keys to success. Conquering the Retirement Mountain: Preparing for the climb. The ascent to the top of the mountain. Establishing base camps. Reaching the summit. Descending safely. Adapting […]

Our 2 Cents – Episode #155 A Spooktacular Halloween Special Steve and Gabriel are embracing all things Spooky Season on today’s show! They’ll share with you the 10 best haunted houses around the country, plus the scariest one of them all. Then they discuss some parallels between this haunted holiday and retirement. The 10 Best Haunted Houses in the US: As voted by USA Today readers, these haunted houses were chosen for the quality of their actors, set designs, and […]